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General Contractors and Workers Compensation Liability

Sound risk management practices necessitate that general contractors contractually mandate workers’ compensation coverage anytime a subcontractor is hired. Subcontractors cannot hide behind statute in contract situations; workers’ compensation coverage can be contractually required regardless of statutory provisions. Forty-four states* and the District of Columbia statutorily regulate workers’ compensation benefits within the general contractor-subcontractor relationship. “Employees”…

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Loss Of An Eye Is Worth 100 Pieces of Eight (Spanish Coins)

Eighteenth-century pirates and a nineteenth-century German “Iron” Chancellor preceded the United States in the creation of a social system for the protection of injured workers. The modern workers’ compensation system owes parts of its existence to this unique parentage. Arrrrg, I’m Hurt! Pirates, contrary to popular myth, proved to be highly organized and entrepreneurial. Prior…

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